Retirement planning

There’s no definitive answer to this question, as it depends on a number of factors. However, once we’ve met to understand your current circumstances and goals for the future, we can determine when you can realistically afford to retire.

As with the last question, everybody’s “number” differs depending on their lifestyle, income, and expenditure. However, using cashflow modelling, we’ll help you visualise different scenarios and see how changes in your decisions could shape your future.

If you haven’t started saving yet, the next best time is now, even if you’d like to retire in five or 10 years. Each pound you save and invest now will put you in a better financial position and generate more freedom when you decide to retire.

People are living longer and enjoying extended retirements, which means your money needs to go further. Without a plan, you risk running out too soon. By working with us ahead of retirement, we’ll explore what you want this next chapter to look like, whether that’s travel, gifting to family or planning for unexpected costs.